What is your Social Security full retirement age?

Today, your Social Security full retirement age depends on what year you were born. For everyone born in 1960 or later, it will be standardized at age 67: While understanding your full retirement age is a key part of the puzzle, it’s different from when you may start claiming Social Security benefits.

When does Social Security retire?

The law raised the full retirement age beginning with people born in 1938 or later. The retirement age gradually increases by a few months for every birth year, until it reaches 67 for people born in 1960 and later. The earliest a person can start receiving Social Security retirement benefits will remain at age 62.

When can I start receiving Social Security benefits?

You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.